Self-study Financial Basics
We're committed to helping you learn basic financial principals. These are summaries of important topics to help you grasp concepts at a high-level and prep you to ask better questions. Take a look at the topics below and check-in periodically. These will be updated regularly based on questions we receive.

All About Roth IRAs and Roth Conversions
We're getting lots of questions on this subject recently. During tax time... it's a HOT TOPIC!
Here are some resources to provide a primer.
- Funding a Roth IRA - 2021
- The Roth 401(k)
- Converting A Traditional IRA to Roth
- Make the most of your Retirement Savings - Guide
- IRA and Retirement Plan Limits for 2021
If you'd like help putting any of these strategies in place, you're most welcome to get on my calendar here: https://calendly.com/planningforgood/roth
Check out the event below with Ed Slott, CPA!

Join Us for a Webinar Event with Ed Slott, CPA
Our next virtual event is coming up! We'll be joined by special guest speaker Ed Slott, CPA, a nationally recognized IRA distribution expert, professional speaker, and best-selling author. This is one you won't want to miss:
THE NEW RETIREMENT SAVINGS TIME BOMB
Thursday, March 4th at 12:00PM via Zoom
Five easy steps to take control, avoid unnecessary taxes, and combat the latest threats to your retirement savings. Click here to register.
Note: Once you register you will receive an email confirmation containing the Zoom link from Baystate RSVP. Upon registering, add the event to your schedule by selecting 'Add to calendar'. This event is being hosted by our teammates at Baystate Financial.
CRN202302-277843

Financial Planning - Big Picture
Table of Contents:
- Why is financial planning important?
- Why can't I do it myself?
- Staying on track
- The financial planning process
- Common questions about financial planning

Getting Started: Establishing Financial Safety Net
Table of Contents:
- How much is enough?
- Building cash reserves
- Where to keep cash reserves

Handling Market Volatility
Topic:
- Why markets fluctuate
- What you can do to prepare
- Steps to take as markets change

Diversification and Asset Allocation
Table of Contents:
- What is Diversification
- Asset Allocation
- Other considerations, such as diversification and rebalancing
- "Winning" Asset Classes

Life Insurance at Various Life Stages
Table of Contents:
- Footloose and fancy-free
- Going to the chapel
- Your growing family
- Moving up the ladder
- Single again
- Your retirement years

Financial Basics for Millennials
Millennials face financial challenges that are unique to their generation. One of the first steps in overcoming them is to understand some basic financial concepts.
Click here to learn more: Financial Basics for Millennials