Broker Check

(877) KMT-PLAN

Want to Know More About a Particular Topic?

Below are some short articles in downloadable PDF format with details on some of the most commonly asked-about topics. Please note that these articles are written by Broadridge Investor Communication Solutions, Inc as general information and are not intended as tax or legal advice. Please schedule an appointment for personalized recommendations and/or consult your legal or tax professional for before making decisions. 

I offer an initial complimentary consultation for anyone new to my practice. Current clients can also take advantage of their annual review.

Back to Basics: Diversification and Asset Allocation 

When investing, particularly for long-term goals, there are two concepts you will likely hear about over and over again — diversification and asset allocation. Diversification helps limit exposure to loss in any one investment or one type of investment, while asset allocation provides a blueprint to help guide your investment decisions. Understanding how the two work can help you put together a portfolio that targets your specific needs.

Click HERE for a short PDF with more details.


Contact Me

Healthcare in Retirement

What health care benefits are available in retirement? Health care in retirement is available from many sources. Government programs (such as Medicaid and Medicare) offer numerous health care benefits. However, you may need to purchase supplemental health insurance or Medigap, as well.

Most Americans are eligible to begin receiving Medicare benefits at age 65. You may also be entitled to military health care benefits if you are a veteran, retired servicemember, or the spouse or widow of a veteran or retired servicemember. 

Depending on your specific needs and circumstances, you may use any number of these resources during your retirement years.

Click HERE for a short PDF with more details.

How Women Are Different from Men, Financially Speaking

We all know men and women are different in some fundamental ways. But is this true when it comes to financial planning? In a word, yes. In the financial world, women often find themselves in very different circumstances than their male counterparts. 

Click HERE for a short PDF with more details.


Contact Me

Key Estate Planning Documents You Need

There are five estate planning documents you may need, regardless of your age, health, or wealth:

  1. Durable power of attorney
  2. Advance medical directives
  3. Will
  4. Letter of instruction
  5. Living trust

The last document, a living trust, isn't always necessary, but it's included here because it's a vital component of many estate plans.

Click HERE for a short PDF with more details.


Ready to schedule an initial complimentary consultation with me?

Click below to review my calendar and book an appointment: