Broker Check

Why Health Matters in Retirement Planning

| May 21, 2019
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Professional advisors are asking clients about health in more detail and more often: the client’s personal health, as well as that of their spouses/partners and any dependents they may have (this could be kids or elderly parents.)

It may seem obvious that advisors need this information to be able to estimate healthcare costs in a family’s retirement plan. But let’s look at this from another level, namely, prevention of medical needs.

By identifying and having a basic understanding of the health concerns that many folks face in their later years, we can be better prepared to either plan for these costs, or better yet, make a conscience effort to delay or event prevent certain conditions, if possible.

Now, please understand that neither myself, nor anyone on my team currently, is a licensed health professional, so none of the information we provide is to be construed as medical advice.  Everyone is encouraged to meet with their chosen health professional(s) for tailored recommendations to fit your needs. Our goal here is to become more knowledgeable about the health-related hurdles that could potentially come with aging, so clients can be better prepared.

In the coming months, I will be sharing what I think is relevant information from organizations like the Center for Disease Control, the American Heart Association, and AARP. This may include highlights from studies, statistics and general best practices to help you be healthier as you age.

Some topics of interest:

  • Stretching for improved flexibility and stress management
  • Tips to keep your mind sharp, including staying socially engaged and having a network of friends
  • Nutrition tweaks that could help reduce your risk of chronic and/or progressive diseases
  • The top health concerns that lead elders to need long term care
  • How to engage family members and your financial/legal/medical professionals in conversations about planning for retirement and old age

We’ll explore these topics at a high level, so we can have more meaningful conversations about planning.

More to come… stay tuned! You’ll find this information at

Have questions? Contact me for a complimentary consultation!

Please note that this information is provided by me, Karen Melo Ticas, CFP®, strictly as general advice based solely on my personal education and years of experience in the financial services industry, unless otherwise noted. When making decisions, consider working with a professional that is well informed about your individual circumstances.

Karen Melo Ticas is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services, LLC. Member SIPC. Home office: 200 Clarendon Street, 19th & 25th Floors, Boston, MA 02116. 617-585-4500. The information provided is not written or intended as specific tax or legal advice. You are encouraged to seek guidance from your own tax or legal professional before making any decisions. © 2019 Karen Melo Ticas. All rights reserved. CRN202104-246635 

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