If you’ve been a client of mine for some time, you already know what I’m going to say… consider this your reminder!
One of the best ways to protect the security of your most important data, and to help ensure lenders are seeing your best credit score, is to check that all of your financial information is up to date and accurate.
It’s easy. The 3 major credit bureaus are required by law to provide one free credit report every 12 months. Simply use this form (also available on my website) or go online at www.annualcreditreport.com. Be sure to use one of these two methods, as this is the only service endorsed by the federal Consumer Financial Protection Bureau (CFPB) agency.
Here are items to review:
- Are there any new accounts opened that you don’t recognize?
- Do the addresses and phone numbers reported reflect accurate information?
- What third parties have requested your credit report?
- Are there any errors in activity that need to be disputed
Factors in your credit report will in-turn impact your credit score, which is one way lenders evaluate your ability to re-pay loans, such as for a new car or home.
Have questions? Don’t hesitate to call me at (877) KMT-PLAN or get on my calendar here: https://calendly.com/planningforgood/complimentary-initial-consultation-website
If you found this information useful, please join me in spreading the word to others it might help. Thank you!